You can define a function to be called with tilde-slash, which most of the other answers have already done, but in order to get output similar to ~F, but with comma chars injected, and with the decimal point replaced, I think it's best to call get the output produced by ~F, and then modify it and write it to the string. Here's a way to do that, using a utility inject-comma that adds a comma character at specified intervals to a string. Here's the directive function:
(defun print-float (stream arg colonp atp
&optional
(point-char #\.)
(comma-char #\,)
(comma-interval 3))
"A function for printing floating point numbers, with an interface
suitable for use with the tilde-slash FORMAT directive. The full form
is
~point-char,comma-char,comma-interval/print-float/
The point-char is used in place of the decimal point, and defaults to
#\\. If : is specified, then the whole part of the number will be
grouped in the same manner as ~D, using COMMA-CHAR and COMMA-INTERVAL.
If @ is specified, then the sign is always printed."
(let* ((sign (if (minusp arg) "-" (if (and atp (plusp arg)) "+" "")))
(output (format nil "~F" arg))
(point (position #\. output :test 'char=))
(whole (subseq output (if (minusp arg) 1 0) point))
(fractional (subseq output (1+ point))))
(when colonp
(setf whole (inject-comma whole comma-char comma-interval)))
(format stream "~A~A~C~A"
sign whole point-char fractional)))
Here are some examples:
(progn
;; with @ (for sign) and : (for grouping)
(format t "~','.2@:/print-float/ ~%" 12345.6789) ;=> +1.23.45,679
;; with no @ (no sign) and : (for grouping)
(format t "~'.'_3:/print-float/ ~%" 12345.678) ;=> 12_345.678
;; no @ (but sign, since negative) and : (for grouping)
(format t "~'.'_3:/print-float/ ~%" -12345.678) ;=> -12_345.678
;; no @ (no sign) and no : (no grouping)
(format t "~'.'_3@/print-float/ ~%" 12345.678)) ;=> +12345.678 (no :)
Here are the examples from coredump-'s answer, which actually helped me catch a bug with negative numbers:
CL-USER> (loop for i in '(1034.34 -223.12 -10.0 10.0 14 324 1020231)
do (format t "~','.:/print-float/~%" i))
1.034,34
-223,12
-10,0
10,0
14,0
324,0
1.020.231,0
NIL
Here's inject-comma, with some examples:
(defun inject-comma (string comma-char comma-interval)
(let* ((len (length string))
(offset (mod len comma-interval)))
(with-output-to-string (out)
(write-string string out :start 0 :end offset)
(do ((i offset (+ i comma-interval)))
((>= i len))
(unless (zerop i)
(write-char comma-char out))
(write-string string out :start i :end (+ i comma-interval))))))
(inject-comma "1234567" #\, 3)
;;=> "1,234,567"
(inject-comma "1234567" #\. 2)
;;=> "1.23.45.67"
~/func/
directive. – Elaelaborate