I'm no beginner to using SQL databases, and in particular SQL Server. However, I've been primarily a SQL 2000 guy and I've always been confused by schemas in 2005+. Yes, I know the basic definition of a schema, but what are they really used for in a typical SQL Server deployment?
I've always just used the default schema. Why would I want to create specialized schemas? Why would I assign any of the built-in schemas?
EDIT: To clarify, I guess I'm looking for the benefits of schemas. If you're only going to use it as a security scheme, it seems like database roles already filled that.. er.. um.. role. And using it a as a namespace specifier seems to have been something you could have done with ownership (dbo versus user, etc..).
I guess what I'm getting at is, what do Schemas do that you couldn't do with owners and roles? What are their specifc benefits?