The example below is given in Paul Grahams ANSI Common Lisp as an example of doing encapsulation:
(defpackage "CTR"
(:use "COMMON-LISP")
(:export "COUNTER" "INCREMENT" "CLEAR"))
(in-package ctr)
;function definitions here
However in Peter Seibels Practical Common Lisp, link here, he says:
Because packages are used by the reader, a package must be defined before you can LOAD or COMPILE-FILE a file that contains an IN-PACKAGE expression switching to that package. Packages also must be defined before other DEFPACKAGE forms can refer to them... The best first step toward making sure packages exist when they need to is to put all your DEFPACKAGEs in files separate from the code that needs to be read in those packages
So he recommends creating two files for every package, one for the defpackage and one for the code. The files containing defpackages should start with (in-package "COMMON-LISP-USER").
To me it seems like putting the defpackage in the same file, before the in-package and code, is a good way to ensure that the package is defined before used. So the first method, collecting everything into one file seems easier. Are there any problems with using this method for package creation?